App-based deployment
Lender capital is managed through the Brolly app, with money states designed to show what is available, what is on hold, what is active in loans, and what has been returned or earned.
Larger lender pathway
A clearer pathway for larger lender allocations.
If you are considering lending beyond the standard in-app flow, Brolly gives you a relationship-led way to understand the model before more funds are put to work.
Review the product mechanics, wallet controls, target return, borrower checks, reporting expectations and staged deployment plan. Then decide whether the Brolly lending loop fits how you want to participate.
This pathway is for platform-lender conversations. It is not a public securities offer and does not guarantee access, deployment or returns.
01 — Fit
More conversation before larger balances move.
The standard lender flow is app-first: verify, fund from A$100, control Auto-Deploy and track funds one loan at a time. Larger allocations need more context, more reporting and clearer operating expectations.
Intended allocation sizeProduct mechanicsWallet controlsTarget returnBorrower checksReporting expectationsStaged deployment
The conversation starts with fit. Funds move later. 02 — Opportunity
What larger lenders usually want to understand.
Product mechanics, borrower checks, lender wallet states, target returns, payments and reporting all matter more when balances grow.
One-loan-at-a-time exposure
Brolly’s model is built around 1:1 matched lending. Each loan is funded by one lender, rather than presented as an anonymous pooled fund.
Short-term borrower demand
Brolly focuses on smaller, short-term borrower needs, with eligible borrowers assessed through identity checks, consented bank-data signals, affordability inputs and product rules.
Platform-mediated payments
Money movement is mediated through Brolly and payment partners such as Monoova, PayTo and NPP-supported rails. This is not an off-platform user-to-user bank transfer.
Relationship-led scale
Larger wallet conversations can include additional context, documents, limits, staged deployment and reporting expectations before capital is expanded.
03 — Pathway
How a larger lender conversation works.
The pathway is deliberately structured: Brolly understands the lender, and the lender understands Brolly before more funds are matched.
Start the conversation
Tell Brolly the kind of allocation you are considering and what you need to understand before participating.
Review the model
Walk through borrower checks, wallet states, matching, target returns, repayments and support workflows.
Confirm fit
Agree whether the standard app flow, staged limits or a larger lender setup makes sense.
Deploy in stages
Start with a measured allocation, observe reporting and increase only if the operating model fits.
Keep reviewing
Use reporting, wallet states and repayment history to decide whether to continue, pause or change limits.
04 — Diligence
What larger lenders can review.
A larger lender conversation makes the Brolly model easier to understand, not harder. The right materials depend on the lender and the stage of the conversation, but the core topics are consistent.
05 — Controls
Control matters more as balances grow.
Larger lenders can see how funds become available, when they can be matched, what happens when Auto-Deploy is paused, and how active loan funds are reported.
Wallet limits and staged allocation
Larger lenders can review wallet limits and staged allocation settings before more funds are matched.
Auto-Deploy behaviour
Auto-Deploy on/off behaviour should be clear before available funds are made matchable.
Available versus active balances
Available funds and active loan funds are reported as different wallet states.
One-loan-at-a-time matching
Brolly keeps the matched-lending model visible as lender balances grow.
Repayment and recovery status
Repayment and recovery status should be visible in reporting and follow-up conversations.
Reporting cadence and escalation paths
Larger lender conversations set expectations for reporting cadence, questions and escalation paths.
06 — Deployment
Start measured. Learn from the cycle.
Brolly does not push larger lenders straight into maximum exposure. A staged approach is cleaner: agree an initial amount, observe the borrower cycle, review reporting, then decide whether to increase or pause.
Talk to Brolly
Start with the model, then decide on the allocation.
If you are considering a larger lender allocation, speak with Brolly and review the mechanics before funds are matched.
Bring your questions. We will bring the model, controls and reporting expectations.