Company

Building a clearer way to borrow and lend.

Brolly is an Australian fintech building short-term matched lending for people who want speed, clarity and control without hiding the checks, fees or repayment terms behind financial fog.

Founded in 2023, Brolly brings product builders, operators, engineers and finance people together around one practical idea: make small-dollar credit easier to understand for borrowers and more visible for lenders.

Download Brolly See how Brolly works

Story Timeline Team Principles

01 — Story

Brolly started with a simple frustration.

Short-term credit can be confusing on both sides. Borrowers often get unclear fees and repayment pressure. Lenders often see products that hide the actual structure behind pooled language.

Brolly’s answer is a cleaner loop: verified borrowers, verified lender funds, clear borrower fees, one-loan-at-a-time matching, visible wallet states and repayment workflows inside the app.

This is not about making credit feel complicated. It is about making the important parts easier to see.

02 — Product

A lending loop designed around clarity.

Brolly connects the two sides of short-term lending through one product flow. It is fast because the important checks are built into the flow — not because they are skipped.

For borrowers

Eligible borrowers can access set short-term loan amounts up to A$2,000, depending on identity checks, consented bank-data signals, affordability, product rules and funding availability.

For lenders

Lenders can make funds available through Brolly and participate in 1:1 matched lending, where one loan is funded by one lender and wallet states stay visible.

For the platform

Brolly brings together onboarding, identity and risk checks, consented bank data, payment flows, wallet states, contracts, ledgers, servicing and recovery workflows.

03 — Timeline

From idea to app.

Brolly has been built step by step: first the company, then product, payments, onboarding, borrower and lender flows, then the public product story.

November 2023

Brolly founded

Brolly founded around the idea of clearer short-term lending.

2024

Product build

Product, payments, onboarding, borrower and lender flows developed.

2025

Platform work

Platform work continued across matching, wallet states, repayment workflows and operating records.

January 2026

Open beta direction

Open beta direction for the app and public product story.

Next phase

Scale the loop

Scale the borrower and lender loop with better internal tooling, reporting and support workflows.

The next chapter is scale. Sharper risk models, better servicing, stronger lender transparency and a product experience that keeps getting easier to trust.

04 — Team

A practical fintech team.

Brolly needs people who understand product, credit, payments, engineering, operations and customer support. The model only works if the app feels simple while the checks and workflows underneath are strong.

Ben Tavai Founder & CEO

Company vision, fair-credit mission, borrower and lender proposition, and commercial direction.

Nadun Perera Founder & CTO

Technology strategy, product architecture, engineering execution, platform integrations and secure release discipline.

Conrad Devitt Director & GM

Operations, onboarding, servicing, lender relations and vendor coordination across the product loop.

Michael Hosking COO

Operating rhythm, customer experience, process design and compliance-aware scaling.

Drew Camilleri Head of Customer Service

Customer support, borrower and lender enquiries, service recovery, customer feedback and support workflows.

Malindu Sasanga Head of Software Engineering

Engineering leadership across product delivery, platform quality, integrations, testing and release execution.

Dineth Goonetilleke Solutions Architect

Solutions architecture across backend services, APIs, integrations, data flows, testing, reliability and production-ready delivery.

Gavindu Ratnayake Software Engineering

Software engineering across product features, integrations, testing, release support and platform reliability.

Sonny Sethi Marketing

Consumer growth, acquisition, retention, brand and go-to-market strategy.

Small team. Real product. Serious rails.

Brolly is not being built as a landing page first. It is being built as an operating system for short-term matched lending — product, payments, data, risk and servicing working together.

05 — Principles

The principles behind the product.

Trust is how the product explains amount, fee, due date, wallet state, data use and target returns before people act.

Clear before cleverPeople understand the amount, fee, due date, wallet state and return target before acting.

One loan at a timeA matched structure is easier to explain than a vague pool.

Consent mattersBank-data checks are consented and understandable.

Controls are visibleBorrowers and lenders see the important status changes in the app.

Trust is a product featureVerification, payment rails, records and support workflows are part of the customer experience.

06 — Stack

The next Brolly is more than the app screen.

The product people see is the borrower and lender app. The operating layer behind it is where Brolly can compound: cleaner decision records, better support routing, stronger monitoring, faster review workflows and more useful internal tools.

Groot and AI/ML-supported systems are internal operating support: helping Brolly review, route, monitor and document the credit lifecycle. They are not positioned as uncontrolled autonomous lending decision makers.

Legal and compliance adviceBrolly’s lending, privacy, consent, credit and risk language is built for appropriate external review as the product scales.

Identity and risk checksThe product uses identity and risk-screening workflows before key app actions, with identity verification kept separate from broader AML, sanctions, PEP and fraud-risk questions.

Bank data and paymentsConsented bank-data access and PayTo, NPP and Monoova-supported payment paths help Brolly support smarter decisions, repayments and platform-mediated money movement.

Audit and finance disciplineWallet states, contracts, ledger events, repayment flows and lender-facing reporting need to stay reviewable as the company grows.

Servicing and recoveryA lending product has to care about what happens after funding: repayment reminders, support, overdue workflows, recovery paths and clear borrower/lender communication.

See the product Brolly is building.

Download the app, review the borrower or lender flow, and see how the short-term lending loop works in practice.

Download Brolly See how it works Lender page