Four people walking together along a coastal trail at sunset
Borrow up to A$2,000

For life’s important moments.

One fixed fee. No interest. 30 days to repay.

Download the app today.

Applications are subject to eligibility, identity and affordability checks. Approval and the amount available are not guaranteed.

Your next step, clearly explained.
Know before you borrow

See the cost. Then decide.

Move the slider to see the upfront fee, amount you receive and repayment due.

Eligibility

Am I eligible?

You can apply if the following are true. Meeting these requirements does not guarantee an account or a loan.

  • You are 18 years of age or older.
  • You live in Australia and are an Australian citizen or permanent resident.
  • You have a valid Australian bank account.
  • You receive a regular income.
  • You can complete Brolly’s identity and affordability checks.
Start your application
When life happens

One small loan. Plenty of real-life reasons.

Use Brolly for a genuine short-term need you can afford to repay in 30 days.

Car and transport

Repairs, tyres or an urgent trip that cannot be delayed.

Household bills

An essential utility, repair or home cost that lands early.

Health costs

A time-sensitive appointment, treatment or pharmacy expense.

Pet care

A vet visit, medication or another urgent care cost.

Moving essentials

A bond, removal cost or essential item for a new home.

School essentials

Required supplies, technology or another time-sensitive cost.

Open Brolly

Powered by smart technology.

Download the app today to lend or borrow.

Download on theApp Store

Eligibility criteria and T&Cs apply.

Brolly app refill confirmation screen.
Responsible lending

We’re committed to responsible lending.

We’ll review the information and documents you provide, together with your financial circumstances, to assess whether a Brolly loan is appropriate and affordable for your circumstances.

That review may result in a lower amount than requested or no loan. If approved, you’ll see the amount, complete cost and due date before deciding whether to accept. If your circumstances change after borrowing, contact Brolly as early as possible.

Ask for repayment support
Straight answers

Brolly loan FAQs

The important questions, without sending you hunting through fine print.

Have questions?
How much can I borrow?

You can request A$100 to A$2,000. The amount available depends on completed eligibility and affordability checks and may be lower than the amount requested.

What does a Brolly loan cost?

The service fee is 5% of the approved loan amount, deducted upfront, with no interest. For an approved A$400 loan, the fee is A$20: you receive A$380 and repay A$400 by the due date. Late fees may apply if repayment is overdue.

How long do I have to repay?

The term is 30 calendar days. Your exact due date is shown before you accept.

What do I need to apply?

You need an eligible Brolly account, verifiable identity, a valid Australian bank account, regular income and the information required for eligibility and affordability checks.

Does applying guarantee approval?

No. Brolly may approve a lower amount than requested or decline the application after completing its checks.

When are approved funds sent?

Disbursement begins after the approved terms are accepted and required payment setup is complete. Processing depends on the relevant banking and payment systems.

Can I repay early?

Yes. Early repayment is available without an additional early-repayment charge. Use the repayment options shown in Brolly.

What if I cannot repay on time?

Contact Brolly as early as possible if your circumstances change. Support and hardship options depend on your circumstances and applicable requirements.

Human help

Need help? Talk to Brolly.

Get help before applying, while completing your request or if repayment becomes difficult.

Ready to get started?

See what is available to you.

Choose an amount and review the complete cost before you accept.