Brolly is a peer-to-peer lending platform that connects lenders directly with borrowers, allowing individuals and institutions to earn up to 20% annualized returns by funding short-term loans. Unlike traditional banks, Brolly uses advanced technology, automated risk assessment, and real-time borrower matching to create a faster, fairer, and more efficient lending experience.
Lenders provide capital for short-term loans and earn interest on deployed funds. Earnings depend on borrower demand, loan cycles, and capital utilization, with target returns between 12% and 20% annually.
You can start lending with as little as AUD $100, making it accessible for new investors.
Currently, Brolly offers small loans up to $2,000 with fixed fees and no hidden charges. We plan to introduce more loan options as our community grows.
Loan amounts range from $100 to $2,000, depending on eligibility. If you borrow and repay responsibly, your limit may increase over time.
•Loan cycles last 30 days.
•After each cycle, you receive both principal and earnings.
•You can reinvest or withdraw funds anytime if they are not currently allocated to a loan.
Brolly employs data-driven underwriting, risk management, and fraud prevention to maintain stable default rates (~3.56%). However, as with any investment, lending carries risks.
Yes, withdrawals are available 24/7, but funds already allocated to an active loan must complete their 30-day cycle before being withdrawn.
Lenders earn up to 20% per annum, paid monthly. Interest is calculated based on actively deployed funds in loan cycles. Early withdrawals from a loan cycle result in forfeited interest for that period.
None. Brolly does not charge lenders any fees. Instead, we charge borrowers a service fee.
Yes, Brolly supports both retail and institutional lenders to maintain liquidity. Institutional partners can contact us for custom investment opportunities.
You can withdraw your funds 24/7 (if not tied to an active loan).
Brolly can facilitate early exits for lenders by taking over contracts when possible.