Brolly is available for public beta — Register here
Brolly is an Australian peer-to-peer lending platform that connects community lenders with short-term borrower needs.
We target up to 20% p.a. on funds deployed to 30-day loans. Returns are variable and not guaranteed, and depend on borrower repayments and how much of your balance is deployed.
At 30-day maturity on funds that were deployed and repaid in that cycle. If a borrower pays late or defaults, your payout may be delayed or reduced. Our first-loss reserve (“Brolly Back”) may absorb some losses at our discretion and subject to availability—it’s not a guarantee.
Minimum A$100. Lender cap A$10,000; higher limits may be available on approval.
Funds deployed to loans are locked for 30 days. Idle wallet funds remain available.
You can add anytime (new funds queue for the next deployment). You can reduce your balance at maturity of each 30-day cycle (subject to liquidity).
Early exits or secondary transfers are not offered. Positions generally run to 30-day maturity.
Funds are queued and matched to eligible 30-day loans based on your settings and marketplace demand (FIFO/pro-rata logic). Deployment timing can vary with borrower volume.
No. Returns accrue only on deployed funds.
None. Borrowers pay a flat 5% fee on 30-day loans; a portion supports the operations and goes to lenders.
See loan-level activity and cycle summaries in-app. Portfolio stats are shown by cohort and period. Past performance isn’t a reliable indicator of future results.
Data-driven underwriting, controls, and a first-loss reserve (Brolly Back). These aim to reduce impact but don’t guarantee returns or principal.
Yes—contact us for approval and options. Higher limits may be available on approval.
We may change, pause, or withdraw features to manage risk or comply with regulation. You’ll be notified. Active loans run to maturity; new deployments may pause.
Yes. While funds are idle, you can move or withdraw them (subject to normal processes). Once deployed, they’re locked until maturity.
You’ll see loan-level details appropriate for privacy and compliance. Personal borrower identities are not disclosed.
You must be 18+, complete identity checks, and comply with our eligibility requirements. Availability may vary by residency and regulation.
We use industry-standard security, encryption, and strict access controls. See our Privacy Policy for details.
Unmatched funds remain idle/available in your wallet. Only deployed funds earn returns.
Use the in-app Help Center or Get in touch via the footer—our team can assist.
