Brolly is not a bank—it’s a peer-to-peer lending platform that connects borrowers directly with individual lenders. Unlike traditional financial institutions that rely on rigid rules and manual reviews, Brolly leverages advanced technology and community-driven principles to provide faster, fairer, and more transparent loan options.

Brolly is a fast, transparent, and fair lending platform that provides short-term credit to borrowers who need quick access to funds. Whether you’re a freelancer, gig worker, student, or someone needing emergency cash, Brolly offers fixed-cost loans with no hidden fees or complicated terms.

We don’t rely solely on traditional credit scores. Our system evaluates alternative financial data to assess your ability to repay. To qualify, you must:
•Be 18 years or older
•Be an Australian resident
•Have a valid bank account

Currently, Brolly offers small loans up to $2,000 with fixed fees and no hidden charges. We plan to introduce more loan options as our community grows.

Loan amounts range from $100 to $2,000, depending on eligibility. If you borrow and repay responsibly, your limit may increase over time.

Brolly charges a simple, fixed 5% service fee per 30-day loan cycle. For example: If you borrow $500, the 5% service fee is deducted upfront, and you receive the remaining funds.
No late fees, hidden charges, or compounding interest.

No. Brolly charges a fixed fee per 30-day loan cycle, which you’ll see before accepting the loan. There are no hidden or surprise fees.

Because Brolly uses real-time matching and automated checks, approvals can happen within minutes—no more waiting days or weeks like with traditional lenders.

Brolly looks beyond traditional credit scores and evaluates multiple data points, giving a fair chance to people with unconventional financial backgrounds—like gig workers, students, and influencers.

Loans run in 30-day cycles. You can repay early without penalty. If you repay early, you can re-borrow within the same 30-day cycle at no extra cost.

We understand that life happens. If you're facing difficulties, contact us before your due date, and we’ll work with you to explore flexible repayment options.

Brolly doesn’t report to traditional credit agencies, but responsible borrowing can improve your eligibility for larger loans over time.

Yes, but our system assesses your financial health to ensure you don’t overextend yourself. Approval depends on your overall ability to repay.

Yes. Brolly follows industry-standard encryption and strict data protection regulations to keep your information secure. Our system fully complies with Australian privacy and financial laws.