Borrow Money

Borrow up to $2,000 in under 30 seconds — just a 5% flat fee from a human, not a bank.

Join the Waitlist

Brolly is Australia’s
community-powered lending platform.

Fast digital decisions with live bank data.

Built for modern income

We assess today’s cash-flow with live bank data — not just a job title.

Income that goes up and down? That’s okay. We look at your
real-time banking activity
(with your permission), not whether you have a full-time job.

Beyond the score

You’re more than a number. We look at current affordability, not just old credit files.

We assess today’s data with bank-connect + ID checks — overall affordability matters most

One simple
30-day loan

Borrow A$100–A$2,000 for 30 days with a flat 5% fee (no interest).

Repay anytime within 30 days.

Applications are subject to eligibility and affordability checks; fees may apply; late or missed repayments have consequences.

We’ll always show costs upfront so you can decide with a clear head — borrow well, breathe easy.

More reasons to borrow now!

Fast digital decisions

Instant Access Your Money

Get your loan approved in seconds, not minutes.Brolly uses next-gen technology to automate what’s usually a lengthy process, so you get funded fast.

No Hidden Costs

5% Flat
Fee

Enjoy a simple 5% flat fee on what you borrow. No fine print. No hidden charges. No overcomplication.

No Big Banks

Community-Driven Lending

Borrow directly from a community of supportive lenders, real people, not big banks. We’re here to help, not to squeeze you.

*Applications are subject to eligibility and affordability checks; fees may apply; late or missed repayments have consequences.

Your Questions, Answered.

How much can I borrow?

A$100–A$2,000, with a 30-day term.

What does it cost?

A flat 5% fee per 30-day loan. No compounding interest.

How fast is the decision?

Fast digital checks using live bank data.

Who can apply?

You must be 18+, an Australian resident, and pass identity and affordability checks.

Do you use credit scores?

We look at real cash-flow and other data—scores aren’t the whole story.

Can I repay early?

Yes, anytime within 30 days.

How do I receive funds?

Once approved and matched, funds are sent to your bank.

What happens if I miss a payment?

Fees may apply and it can affect your ability to borrow again. Reach out early if you need help.

Are there any hidden fees?

Pricing is a flat 5% fee for the 30-day term. See T&Cs for any other fees (e.g., late fees).

Is my data secure?

Yes—industry-standard security, encryption and strict access controls.

How do I start?

Join the waitlist, complete signup when invited, verify ID, and apply in the app.

*Brolly is a peer-to-peer lending platform, not a bank. Returns are variable and not guaranteed; capital is at risk. Deployed funds lock for 30 days with payouts at maturity. Balance reductions/withdrawals occur at maturity and are subject to liquidity; idle wallet funds remain available. Borrowing is subject to eligibility and affordability checks; fees may apply; late or missed repayments have consequences. Funds are not covered by the Financial Claims Scheme (FCS). Lender cap A$10,000; higher limits available on approval. Features, fees, limits, rates and availability may change without notice. Read the Terms & Conditions and risk summary before participating.